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Insurance . . . slight of hand - where animal chiropractic takes responsibility

Writer's picture: Amy HayekAmy Hayek

Animal Chiropractic: A Responsible Approach to Care


In today’s world, insurance is often seen as a necessary safety net. But what is insurance really? At its core, it is a transfer of responsibility. Many people drive recklessly, thinking, “That’s what insurance is for.” Car insurance, however, exists primarily to protect others from the consequences of irresponsible driving.




So, what about health insurance? Health insurance often shifts the responsibility of personal care from the individual to the insurance company. The human body is an incredible vessel—it can become stronger, more powerful, and more resilient. For women, it can even create life. But when we rely on health insurance to determine our care, we surrender responsibility for our well-being.


Our animals are no different. Unlike human health insurance, pet insurance operates on a reimbursement model. The animal owner is responsible for the bill, submitting claims to the insurance company afterward. For animal chiropractors, this means additional paperwork—justifying the necessity of care in terms that insurance companies recognize.

Yet, the act of seeking regular chiropractic care for an animal is a profound statement of responsibility. It means the owner is committed to their animal’s health, ensuring better communication within the nervous system, reducing the risk of illness or injury, and enhancing overall well-being. Paradoxically, this proactive care does not align with the insurance industry’s business model.


a dog on a person's knee and  a woman
Checking leg length on a large dog


Insurance companies do not profit from people—or animals—staying well. They operate much like a raffle, where many contribute, and only a few receive payouts. The organizers always win because they collect far more than they distribute. The system is built on the expectation that policyholders will need intervention, rather than maintaining optimal health.

This is why some insurance companies do not cover chiropractic adjustments—because fewer people requiring major interventions means lower profits. The system benefits from individuals who make poor health choices, such as consuming excessive sugar or alcohol, leading to chronic health conditions. These behaviors, while common, are forms of neglecting responsibility for one’s well-being.


Chiropractic care, on the other hand, encourages individuals—and pet owners—to take proactive responsibility. By aligning the nervous system, chiropractic care helps the body function optimally, improving decision-making, reducing stress, and balancing the autonomic nervous system. When people and animals are in proper alignment, they are less likely to seek external sources of temporary relief, whether through unhealthy habits or emergency medical interventions.


We live in a world where many people shift responsibility for their actions onto others, often expecting someone else to handle the consequences. But true health comes from owning our choices. By prioritizing chiropractic care, we take control of our health and the health of our animals, ensuring better long-term outcomes.


If you are a veterinarian or chiropractor and want to help your patients achieve better health outcomes through responsible care, visit us at animalchiropracticeducation.com. We train professionals like you to build successful, responsible, and thriving animal chiropractic practices.

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